Grades: 4-12
Length: 15/2 Minute
Rights: Perpetuity with Distribution and Duplication
Internet: http://volunteer.ml.com
Investing Pays Off consists of short lessons that introduce students to the world of money, credit, philanthropy, and even starting a business! Each lesson comes with written materials to help reinforce each of the 15 strategies. Three levels of curriculum guides are online at http://volunteer.ml.com. The guides include pre and post tests, worksheets and answer keys along with the full curriculum. Segment preview at http://networthtvshow.com/kids_&_money.htm.
101.) Financial Plan
The IPO Kids explain the concept of financial planning covering short and long-term goals and the importance of saving. Features BizTech™, the online learning program developed by the National Foundation for Teaching Entrepreneurship (NFTE).
102.) ABC’s Of Budgeting
Learn with the IPO Kids that the first step toward becoming financially independent is to “live within your means.” The episode explains the basic principles of budgeting money and how to apply financial budgeting principles to time management.
103.) Risky Business
This episode teaches kids to understand the business relationship between risk and reward. The IPO Kids explain how to calculate Return on Investment (ROI) and discuss ethics and corporate governance.
104.) Life Skills, Your Career
Meet a teenage entrepreneur and find out what her “competitive advantages” are and what it takes to develop your individual success traits. Students find out why people work and how they find the right jobs.
105.) Where’s The Money?
Go with the IPO Kids to find out what a good business decision requires and get a clear understanding of the positives and negatives of any opportunity. The kids learn the concept that there is “no such thing as a free lunch” and that means that there will be a cost to every decision, whether monetary or personal.
106.) Working Your Money
This episode teaches kids that investing is about putting their money to work for them. They learn about types of investments, how to diversify investments and how to buy and sell investments.
107.) Working It Out; Job Reality!
The IPO Kids explain why the amount of their first paycheck may be smaller than they expected! They help kids understand their pay stubs and how income taxes will affect their earnings.
108.) Saving For Your Education
Learn along with the IPO Kids that although college is expensive, the benefits almost always outweigh the costs. Kids learn about the costs of going to college, how to begin saving for college and about various college savings plans.
109.) Here Today, How Much Tomorrow?
The “future value” of money is that which it gains over time when invested. The IPO Kids learn that wise investing makes money grow. They also learn that, due to compounding, the present and future value of money is not the same. This episode also covers the purpose, function, risks, and rewards of investing in the stock market.
110.) Stop, Shop & Spend
The IPO Kids learn about the world of credit and how to use credit wisely. This episode covers how to establish a good credit history, the real cost of credit and consumer rights.
111.) Home Sweet Home
This episode covers the issue of home owning versus renting a place to live. Kids learn that owning is typically preferable to renting, as it enables you to build equity in your home. Also, they find out how mortgages work.
112.) Behind The Wheel, Economic Factors
This time the kids learn concepts that will help them make thoughtful investments, whether starting their own businesses or investing in someone else’s. The episode includes how to interpret basic economic indicators and political factors and how to develop their own opinions about the economy and apply these to their investment decisions.
113.) Give & Take; Benefits of Philanthropy
The IPO Kids learn that sometimes giving away one’s money or time is the wisest investment of all. In this episode, kids learn the advantages of being involved in delivering much needed services to people in their community, and to assist in the improvement of the quality of their lives. The concept of tax-deductible donations is also covered.
114.) What In The World?
These days, due to the Internet, even a small business has to be prepared to do business internationally. The IPO Kids learn the basics of understanding foreign currency and how exchange rates affect trade.
115.) Leadership
The IPO Kids learn how to take control of their lives through the exploration of what it means to be an effective leader - in school, in the workplace, as a volunteer, and as an entrepreneur. They also learn how they can develop leadership traits and skills in themselves, including developing self esteem, using the phone and memo writing.
Block Feed
Wednesday 1/28/09 3:00 - 3:30 a.m. #1-15